Home Decor

5 Essential Spring Cleaning Tasks

 

Oh, the spring cleaning. All the tasks you set aside early in the year now expect – a seemingly endless list of tasks. However, not everyone has the time or energy to clean the house from top to bottom. For those who need to shorten this seasonal ritual, house cleaners suggest about Clean Affinity Portland Oregon and  say the following areas are the most critical:

Plinths

“I think the most people have more trouble keeping up with the skirting boards,” said John Crum, owner of Crum Cleaning in Kansas City, Missouri. To clean your skirting boards, first empty or sweep the area. Then take a cloth or sponge and cleaning solution – a combination of soap and water, vinegar or a wood cleaner – and clean the skirting boards.

High dusting

Homeowners often forget about dust ceiling fans and because they are out of reach. Some may choose not to clean because the job sometimes requires a ladder. Maria Keashon, owner of Arbor Cleaning at Feasterville, adds that owners forget to clean the top of their kitchen cabinets. “With the kitchen cabinets, you normally see people putting plants and decorations up there,” he said. “They never think about going there [clean].” Keashon said that his company always cleans the cabinet head when completing a spring cleaning, since the dust accumulates quickly.Those who do not want to climb to the top of a ladder can buy a wand plus powder made specifically for high applications Level and ceilings.

Walls

Crum such walls are another neglected area when it comes to cleaning house.However, homeowners face many challenges when washing walls, because the proper method can vary depending on whether the walls are painted and the type of paint used. If you do not know what type of paint adorns your walls, it is best to use dishwashing soap and water to gently wipe it down. This also works for walls that are not painted, such as those included in the wallpaper. Do not rub too hard or the paint may disappear.

Behind devices

According to Crum, many people overlook the more difficult to reach areas such as behind the refrigerator, oven, washer and dryer as they take more time to clean. However, once a year, you should take extra time to move the devices and clean behind and under them as the dirt, dust and crumbs accumulate in these places. If you own a cat, it is possible that you may find bread clips, hair bands, or other items that had been affected on your devices as well.

Cabinets in the interior

Keashon said that most people assume within their companies remain perfectly clean, as they are only open to remove or store the dishes. However, these areas pick up the dirt in time.She recommends removing all the dishes and cleaning the cabinets once a year.

If the Swarm Finances a Luxury Hotel

The restaurant critics of Gault & Millau are feared for their cynical-sarcastic formulations. If a meal is served to them, which is displeasing to their delicate palate sensitivity, it hails sharp-tongued criticism. However, Christopher Schlang, maître de cuisine in the restaurant “Bootshaus” of the “Weissenhaus Grand Village Resort”, obviously knows how delicious dishes are prepared. The testers of the gastronomy leader of his kitchen, founded by French gastronomic critics, Henri Gault and Christian Millau,

The most recent award is not only a welcome trophy for the five-star superior hotel complex opened on the Schleswig-Holstein Baltic Sea coast in 2014. It is also a further proof for 1670 investors that they had not made a bad choice when they jointly handed over € 7.5 million to the former AOL German chef Jan Henric Buettner to make this dream of the luxury resort at the Weißenhäuser Beach – exclusively via the Internet.

On the network platform of the Berlin company Companista Buettner had promised money for his project – and in this “Schwarmfinanzierung” the necessary millions get together. The “swarm”, called the “Crowd”, is the users who are traveling around the world’s data network. And the crowd funding, the acquisition of capital via the Internet, is the latest craze for project developers who need money for a real estate project – and for private investors who want to achieve a higher rate of return than straight-line or fixed-income investments with their mini-coins.

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More than 40 million euros collected

For those who borrow money from the swarm over the Internet pays for seemingly attractive interest. “The span ranged from five to seven percent in 2016,” says Michael Stephan, founder and managing director of the Berlin company iFunded. The company, which also operates a crowdfunding platform, has now investigated what happened on the German real estate swarm financing market last year. The result: “A total of 41.2 million euros were collected in the crowds for real estate projects in 2016,” says Stephan. Compared with the 18.6 million euro that project developers in 2015 were able to obtain from swarm financing, this represents an increase of more than 121 per cent.

Crowdfunding plays hardly any role in the overall market. “In the past year, a total of 219.4 billion euros was invested in German residential and commercial real estate,” says Jürgen Michael Schick, President of the real estate agency “Immobilienverband Deutschland”.

The amount should have been similarly high in 2016, says Günter Vornholz, professor of real estate economics at the EBZ Business School in Bochum. “Around 70 per cent of these real estate investments are likely to have been lent, since even large professional investors can not pay their real estate purchases entirely from their own funds.” This would correspond to a total loan sum of around 154 billion euros. “The proportion of crowdfunding in the entire financing business would thus have amounted to just 0.026 percent,” says Vornholz.

Private investors are desperate for interest income

Up to now, banks, savings banks, insurance companies and credit funds have provided the majority of real estate financing. These are vehicles in which institutional investors, such as family offices and pension funds, are capital in order to lend them to professional real estate buyers.

This gives the operators of the swarm financing platforms a lot of space to grow strongly. Finally, the rate of inflation recently increased to 1.9 per cent, making it possible for private investors to look for ways to generate higher interest income for their money. “Real estate crowdfunding is so popular because it lowers the hurdles for investors and opens up real estate investments to a broad population,” says iFunded CEO Stephan. Already with an amount of only 500 euro, private investors on the platforms could participate as a lender in a real estate project. Moreover, the capital is usually only tied for a few years. Once a project developer has sold his property, the loan is repaid.

But experts doubt that the swarm financing will ever be more than a niche product. The reason: “Investors do not receive an adequate return on their risk during crowdfunding,” says Steffen Sebastian, professor of real estate finance at the University of Regensburg. “Private equity funds, which are usually the capital capita- tion generated by crowdfunding platforms, require annual interest rates of between 12 and 20 percent.”

If the Swarm Finances a Luxury Hotel

Project developers do not use the loans taken over swarm finance to finance the entire construction of a property. Rather, according to the crowdfunding platforms of the iFunded study, they obtain on average only 8.9 percent of the total investment volume. “It would be much too expensive for developers to push an entire project through a swarm financing at an average interest rate of six percent,” says Immobilienökonom Vornholz. “Finally, banks make real estate loans at interest rates of less than two percent.”

Mezzanine loans are risky and expensive

This applies however only to loans, which amount to 60 to 70 per cent of the property value. However, because project developers generally only have ten to 15 percent equity, they also need so-called mezzanine capital to meet the banks’ equity requirement. The terminology is based on the Italian word mezzo – half: and describes loans that fulfill a hermaphroditic function. In the balance sheet terms, they are considered half as a credit and half as equity. The borrower has to repay the loan, but the bank can recognize it as equity when it receives additional loans.

This is possible because mezzanine loans are collateralized by other lenders against loans from banks, insurance companies or loan funds. For this reason, these institutions reckon mezzanine loans to the borrower’s equity and therefore reduce the interest rate for the loans they provide themselves.

However, these mezzanine loans are risky and correspondingly expensive because of the subordinated collateral. “In the event of insolvency, the banks’ claims are served, then the mezzanine capital providers,” says Sebastian, the finance expert. “Mezzanine investors therefore bear the risk of a total loss.” Therefore, private equity funds charged the project developers the high interest rates to offset their risk. “Investors who make such mezzanine loans via crowds finance, on the other hand, receive a far too low remuneration for the risk they take, given normal interest rates of between five and seven percent,” says Sebastian.

Swarm financing with multiplier effect

However, the project developers would hardly get the mezzanine capital at crowds finance more than if they were getting private equity funds, the finance expert says. “The platforms also require borrowers to pay interest on their accumulated capital of usually six percent or more per cent.” Therefore, the interest of project developers in swarm financing has so far been rather low.

In fact, the € 8.5 million financing of the “Weissenhaus Grand Village Resort” was still the highest amount to be invested in German crowdfunding platforms for a real estate project. The Berlin-based platform operator Companista described the project as a “lighthouse project for the crowdfunding industry”. A good three years later, the amount has still not been surpassed.

How to Fit Massage Chair in a Small Bedroom

While setting up the bedroom, you want to keep all of your important things in your room. Some people prefer to keep a comfortable chair close to the window so that they could enjoy the nature outside to relax. Some people want to keep their massage chair in their bedroom because they want to use it daily to relax their stressed nerves. Well, the choice is yours. You can keep your desired items in the room. What if the bedroom is small and there is not much space to fit the massage chair, and you still want to keep it there? It becomes a grim situation because the bedroom is so small that a massage chair can’t be kept there. Massage chairs for full body are usually bigger in size and they are the most difficult ones to fit in a bedroom, check these massage chairs, I’m sure you’ll get what you’re looking for. No worries for it. I am going to discuss some tips I have used to make my small bedroom large enough to fit my massage chair there. You can also follow these tips to create space for your massage chair and be happy.

Most of us buy massage chair because of severe back pain and it’s not possible to go to spa every week and have a back massage. As it would be costly and time consuming too. If you want a back massage then check this guide: how to massage lower back otherwise check my article about massage chairs.

  • Make the Room Less Cluttered

If you are using some corner decorators or the personal belongings like writing desk, dresser or any comfortable chair, you need to remove them all. If you keep them in the room and try to fit the massage chair too, there will be no space and that will be cluttering badly. So, remove these things that are not so important as compared to your new massage chair. The room should be gracefully settled, and there should be some space for you to move here and there.

  • Remove Furniture

If there is a sofa or a comfortable chair, you need to remove it because that does not require now. You should remove them and especially heavier furniture. It will create more space to your room, and you can keep there your new massage chair.

  • Fill the Corner

If you want to maintain the massage chair in the centre of the room near to your bed or near the window or beside the door, it will occupy more space. You should keep the chair in a corner to fill the space. It will not clutter your small room, and you can quickly move to and fro.

  • Maximum Use the Wall Space

You need to remove the side lamps and the side tables if you want to create some space for your desired massage chair in a small bedroom. Use the wall space for nightstands instead of using the lamps on side tables. This kind of hung wall lights can create the same dreamy effects to the bedroom and thus, you can take a sound sleep.

  • Buy a Small Massage Chair

While keeping in view the little size of your room, you should select a smart and small massage chair for you. If you visit the market or any online store, you will find frumpy as well as smart massage chairs. For example, “Panasonic EP-MS40 Sofa chair” that is very comfortable and looks like a sofa. You can also select “oSIM uSoffa Petit” that is quite small in size. It seems like a simple chair, and you can select it for your small bedroom.

Refer: https://www.massagetut.com/best-back-massagers/

Colorful Bathing Accessories For Modern Bathroom Decoration

The objective of decorating a bathing space is to make it comfortable and inviting for the user. The decoration which soothes the eyes and gives a relaxed feeling is the best decor ever. Add a hint of dramatic influence to your stylish baths with the right punches of colors and artworks. Colors add a vibrant touch to the bathroom decor. The bathrooms can be converted into a wonderful dreamland by giving special personal touches to decorate it.

When you take pains in designing the space it will satisfy your personality and reflect your essence. But, unfortunately, bathrooms are the most left out spaces of the house. They are the rooms which we think of only when there is a sewage problem or need some repair. You should check best toilets reviews by Matt at Shop Toilet blog before choosing one for your bathroom. You should have a colorful toilet installed there.

Cheerful and bright pops of colors can be one of the simplest and cost effective ideas to decorate a bathroom. You may have a lavish and exotic bathing area or a small apartment bathroom to decorate, but we are sure to give you simple solutions to remodeling your baths. When you think of a bathroom, remodel the first thing that pops into your mind is the budget involved in the project. The next point that follows is the bathroom blueprint and the space limitations. Minor detailing in the bathrooms can result in an aesthetic bathroom appearance.

Sybaritic Bathroom Décor Ideas with Colorful Accessories

The silence of the plain white wash for the bathroom walls is broken with the bright pinky accessories. The colored towels and soap bars give an appealing excitement to the area. To make the bathroom look organized and clutter free, we have installed wall shelves in wooden and glass finishes. This adds different textures to the bathing space.

The colored linen is matched with other accessories, however; you may choose to have greens or blues to contrast with the others. The wooden flooring should be selected with caution as it will be in contact with water every time. The heating rails are another smart storage option in the bathrooms which hang and dry the towels after use.

Decorate your bath walls with lovely paintings or wall decals to shed a relaxed feeling throughout the room. The walls may be covered in wallpapers with bold patterns to impart a daring look to the bathroom.

A modern bathroom with simple style can look amazing when we add drama to break the silence. What can be better than using a mix of colors in the bathroom decoration?

Image Credit: Freshhome.com